You can choose between three custodian banks in three countries. Here you will find the differences and their respective specific features.
In interaction with an asset manager, a custodian bank serves, among other things, as a depository for your assets, executes securities trades according to the asset manager's instructions, and handles payment transactions.
The securities in your custody account are held separately from the bank's other assets and are protected in the event of the bank's insolvency. All our partner banks implement modern security standards to protect your data.
The Interaction
You
The account and custody account are in your name. Deposits and withdrawals are made exclusively via your reference account.
Custody Bank
Safeguards your assets, executes securities trades, and processes payment transactions.
Estably
Makes investment decisions within the framework of the mandate and places buy and sell orders with the bank.
Germany
Baader Bank
The German Baader Bank has a modern technological infrastructure and is one of Germany's leading investment banks. For customers residing in Germany, Baader Bank automatically deducts taxes on earnings.
Liechtenstein
Liechtensteinische Landesbank (LLB)
Founded in 1861, LLB is the most traditional financial institution in the Principality of Liechtenstein. Like most Liechtenstein banks, it places great importance on a solid capitalization with high-quality own funds.
Equity consists exclusively of Common Equity Tier 1 capital. Its own funds of approximately CHF 2.40 billion significantly exceed the statutory requirements.
Switzerland
St. Galler Kantonalbank
St. Galler Kantonalbank AG, founded in 1868, is affiliated with the deposit insurance scheme esisuisse, like every Swiss bank. Your deposits are thus secured up to a maximum amount of CHF 100,000.
Furthermore, the bank is 51% owned by the Canton of St. Gallen. If the bank's own funds are insufficient, the Canton is liable for all liabilities exceeding that amount.
Find out which custodian bank is suitable for your investment purpose. If you have any questions, we are happy to assist you.
Baader Bank
LLB
St. Galler Kantonalbank
Deposit Insurance
Up to €100,000
Up to CHF 100,000
Over CHF 100,000 (Cantonal liability)
Minimum Investment
From €50,000
From €100,000
From €100,000
Strategies
Modern Value
Best of Funds
Modern Value
Best of Funds
Asset Protect
Shielding Strategy
Freedom Strategy (private pension provision)
Modern Value 80 (private pension provision)
Special Features
For customers residing in Germany: tax deduction, loss offset pot
Advantages of Liechtenstein as a financial center; earnings statement according to applicable tax law (DE, AT, CH)
Security of the Swiss financial center; tax advantages for retirement planning
We would be pleased to advise you in a personal consultation.
