Estably manages your assets, which are held at your custodian bank. We cannot dispose of your money and are merely authorized to invest it.
Both Baader Bank and Liechtensteinische Landesbank are affiliated with deposit guarantee schemes. Your account balance is protected up to an amount of €100,000 or CHF 100,000 in the event of insolvency. The securities in your portfolio are held separately from the bank's other assets and are not affected by a bank's insolvency. In the event of insolvency, you can have them transferred to another bank of your choice.
As an asset manager, Estably is not authorized to accept client funds or to acquire ownership of its clients' assets. Client funds are booked at and held in custody by Baader Bank or Liechtensteinische Landesbank. Within the framework of a power of attorney, Estably only receives the authorization to place buy and sell orders on the client's custody account. In addition, Estably is entitled to debit the fee agreed upon with the client in the asset management contract from the client's account.
Reference Account
The deposits and withdrawals approved by you are processed exclusively via a previously specified reference account in your name. This provides you with additional protection against access by third parties.
Privacy Policy
Our employees are subject to strict Liechtenstein professional secrecy obligations and the European General Data Protection Regulation (GDPR). All client data is stored securely and encrypted. Strict internal access controls ensure that no one at Estably can access client login data. Our partners and we constantly keep the technologies used up to date to avoid security vulnerabilities.
Supervision by the FMA
Estably Vermögensverwaltung AG is an asset management company licensed by the Financial Market Authority Liechtenstein (FMA). The FMA (www.fma-li.li) is internationally recognized and represented in European supervisory authorities as well as in important global organizations dealing with matters of financial market supervision and regulation.
Annually Audited
Grant Thornton audits annually whether we meet all organizational and regulatory requirements.
Investor Compensation (EAS)
Estably Vermögensverwaltung AG is an affiliated participant in the investor compensation scheme operated by the Deposit Guarantee and Investor Compensation Foundation PCC (FL-0002.039.614-1), which complies with EU law. Further information can be found at the EAS.
Member of the VUVL
We are a member of the Association of Independent Asset Managers in Liechtenstein (VUVL), which imposes comprehensive obligations on its members within the framework of its code of conduct.
How secure are my assets?
Securities are held separately from the bank's assets and remain your property. In the event of a bank's insolvency, you can have them transferred to another bank. Account balances are protected up to €100,000 or CHF 100,000 via the respective deposit guarantee scheme.
What happens if Estably becomes insolvent?
Your assets are not affected by this, as they are held at the custodian bank and not with Estably. We cannot dispose of your money at any time and are merely authorized to invest it.
How secure is my data?
Your data is transmitted and stored in encrypted form.
Wir erklären Ihnen im Gespräch, wie Verwahrung, Einlagensicherung und Aufsicht in Ihrem Fall zusammenspielen.
